Bank profile · Local Islamic bank · 2026
Ajman Bank: UAE Bank Profile (2026)
Updated September 2026 · CBUAE register verified methodology
Ajman Bank is the emirate of Ajman's own Islamic bank, focused on retail customers and small businesses.
- Type
- Local Islamic bank
- Headquarters
- Ajman
- Founded
- 2008
- SWIFT/BIC
- AJMNAEAJ
Overview
About Ajman Bank
The bank offers Islamic accounts, cards, home and personal financing, with a dense branch network in Ajman and growing coverage in Dubai and Sharjah.
It is often chosen by residents of the Northern Emirates for accessible Islamic banking.
Ajman Bank is a good fit if you need:
- ✓ Islamic banking in Ajman
- ✓ Retail financing
Products
What Ajman Bank offers
- Personal financing
- Credit cards
- Home finance
- Car finance
- Current accounts
- Savings accounts
- Investment deposits
- Business & SME banking
- Private banking & wealth
- International transfers
Product line-ups change; confirm the current offer on the bank's website before applying. We deliberately don't publish rates and fees here — they change too often to be evergreen.
Process
How to open an account
-
Choose the Islamic product (Murabaha, Ijara, Tawarruq-based) and check eligibility
-
Apply online or at a branch
-
Pass KYC and submit the document pack
-
Get approval and activate the account
Document pack
- Passport (and Emirates ID, or proof that the residence visa is in process)
- Salary certificate or employment contract — for salaried applicants
- Trade licence and corporate documents — for business owners
- Proof of address in the UAE (e.g., Ejari or a utility bill)
All products are approved by the bank's Sharia Supervisory Board; instead of interest, contracts use a profit rate.
Key facts
Ajman Bank — key facts
| Type | Local Islamic bank |
|---|---|
| Headquarters | Ajman |
| Founded | 2008 |
| Ownership | — |
| SWIFT/BIC | AJMNAEAJ |
| Website | ajmanbank.ae |
| Head office | Sheikh Rashid bin Humaid Al Nuaimi Street, Ajman |
Location
Where to find Ajman Bank
Head office: Sheikh Rashid bin Humaid Al Nuaimi Street, Ajman
Branches & ATMs: find Ajman Bank branches on Google Maps ↗
Branch networks and visitor access change — confirm the address and opening hours on the bank's website before you go. The map searches the bank's head office by name; verify the pin before travelling.
FAQ
Ajman Bank — FAQ
What kind of bank is Ajman Bank?
Ajman Bank is a local islamic bank in the UAE. Founded in 2008; headquartered in Ajman.
What is the SWIFT code of Ajman Bank?
The SWIFT/BIC code of Ajman Bank for international transfers is AJMNAEAJ. Always confirm the code with the bank itself before sending a payment.
What products does Ajman Bank offer in the UAE?
Ajman Bank's product line-up in the UAE includes Personal financing, Credit cards, Home finance, Car finance, Current accounts, Savings accounts, Investment deposits, Business & SME banking, Private banking & wealth and International transfers.
How do I open an account with Ajman Bank?
As a local islamic bank, Ajman Bank opens accounts this way: Choose the Islamic product (Murabaha, Ijara, Tawarruq-based) and check eligibility → Apply online or at a branch → Pass KYC and submit the document pack → Get approval and activate the account. The basic document pack: Passport (and Emirates ID, or proof that the residence visa is in process), Salary certificate or employment contract, Trade licence and corporate documents. All products are approved by the bank's Sharia Supervisory Board; instead of interest, contracts use a profit rate.
Is Ajman Bank an Islamic bank?
Yes. Ajman Bank operates under Islamic banking principles: instead of interest, it uses Murabaha, Ijara and Tawarruq contracts, and products are approved by the bank's Sharia Supervisory Board.
Choosing between banks?
We match your profile (residency, salary structure, business) to the banks that actually approve it — and prepare the KYC pack to the bank's standard.